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#300369 - 04/04/17 04:34 AM Re: Round Table for April 2017 [Re: NW Ponderer]
pondering_it_all Offline
old hand

Registered: 02/27/06
Posts: 6946
Loc: North San Diego County
They (credit union) actually gave us a payoff statement with a scheduled payoff date of the 30th. We thought it was strange when the money remained in the account after Thursday. So we went in today and asked if we needed to write them a check or something. The teller showed us to paper we signed to do the transfer on the 30th. Then she called up the real estate loan department and asked: "What is going on?"

They made some sort of lame excuse, which boils down to: "We forgot."

So they backdated the payoff to the 30th, and did an internal account transfer this afternoon. We did not have to pay four more days of interest.

Which brings us to why they don't want to take your check when you just walk in. The check will take a few days to clear and they don't want to eat those interest per diem charges. If you have the funds in an account of the bank holding the mortgage, and the full amount is available, they can generally transfer it the same day. Otherwise they want a wire transfer for $30. (Although ACH takes overnight between banks.)

I was tempted to use the credit union's Bill Pay web page. We used it for the mortgage payment every month but we could just pay extra if we wanted. So what happens if you Bill Pay the principle balance?

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#300374 - 04/04/17 08:47 AM Re: Round Table for April 2017 [Re: NW Ponderer]
pdx rick Offline
Member
Carpal Tunnel

Registered: 05/09/05
Posts: 40432
Loc: Puget Sound, WA




The New Yorker sure got Trump's fat ass right. coffee
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Contrarian, extraordinaire



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#300409 - 04/05/17 09:26 AM Re: Round Table for April 2017 [Re: NW Ponderer]
pdx rick Offline
Member
Carpal Tunnel

Registered: 05/09/05
Posts: 40432
Loc: Puget Sound, WA
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Contrarian, extraordinaire



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#300420 - 04/05/17 06:59 PM Re: Round Table for April 2017 [Re: NW Ponderer]
pdx rick Offline
Member
Carpal Tunnel

Registered: 05/09/05
Posts: 40432
Loc: Puget Sound, WA

An arts-based AIDS advocacy group called, Visual Aids, received a horrific, hate-filled, homophobic note via facsimile.

Click to read the fax

No Liberal would ever write, let alone send a fax like this; CONservatives see a Trump presidency as license to pull stunts like this.

mad , Hmm
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#300422 - 04/05/17 07:10 PM Re: Round Table for April 2017 [Re: NW Ponderer]
pondering_it_all Offline
old hand

Registered: 02/27/06
Posts: 6946
Loc: North San Diego County
An email address! Cool!

Let me just warm up my bot-net. I've got a few million goatse pics to send.

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#300451 - 04/06/17 02:49 PM Re: Round Table for April 2017 [Re: logtroll]
TatumAH Offline
newbie

Registered: 02/18/11
Posts: 379
Loc: Upstate NY
I wondered where I had left my drill, pesky tool turns up in Seattle!

I always chuckle when I run across the "Hard to Find Tools" catalog, as it seems most of my tools meet this criterion! Eventually most tools turn up in an unusual place where they were last used. But loosing big tools shouldn't be that hard to find unless they got buried by a badger or something, it happens!

Tat

_________________________
There's nothing wrong with thinking
Except that it's lonesome work
sevil regit

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#300454 - 04/06/17 03:28 PM Re: Round Table for April 2017 [Re: NW Ponderer]
NW Ponderer Offline
Moderator
Carpal Tunnel

Registered: 09/09/11
Posts: 15416
All this time it's been buried in the dirt.
_________________________
A well reasoned argument is like a diamond: impervious to corruption and crystal clear - and infinitely rarer.

Here, as elsewhere, people are outraged at what feels like a rigged game -- an economy that won't respond, a democracy that won't listen, and a financial sector that holds all the cards. - Robert Reich

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#300463 - 04/06/17 06:48 PM Re: Round Table for April 2017 [Re: NW Ponderer]
pdx rick Offline
Member
Carpal Tunnel

Registered: 05/09/05
Posts: 40432
Loc: Puget Sound, WA


it is now illegal in Russia to characterize Vladamir Putin as a gay clown. So in the spirit of anti-conformity, I present this illegal piccy if I were to post it in Russia:

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Contrarian, extraordinaire



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#300465 - 04/06/17 07:04 PM Re: Round Table for April 2017 [Re: NW Ponderer]
pdx rick Offline
Member
Carpal Tunnel

Registered: 05/09/05
Posts: 40432
Loc: Puget Sound, WA


_________________________
Contrarian, extraordinaire



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#300473 - 04/06/17 08:33 PM Re: Round Table for April 2017 [Re: pdx rick]
TatumAH Offline
newbie

Registered: 02/18/11
Posts: 379
Loc: Upstate NY
The drums of war are being beaten on MSNBC and others. It is sounding like an attack on Syria is imminent. It comes at a very convenient time for a Tail Wagging of the Dog mega-distraction! Will he tweet Syria to tip them off when it is near? Nice gesture to activate it during dinner with the Chinese.

Tat
_________________________
There's nothing wrong with thinking
Except that it's lonesome work
sevil regit

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