My purpose for bringing up risk pools was not as an argument for or against anything. It is a fundamental reality in any insurance concept.
I am not discounting the importance of establishing a large risk pool. But every November we all get literature that compares our options for employee, commercial, or ACA coverage side by side. Those tables include the price (though employers rather than employees see it.) My experience with employers has been that they are ALWAYS looking to save money, and are quite willing to switch plans to save a buck. My experience with my wife's ACA info has been that we always carefully compare prices. If one of those columns had a price of 15% less, do you really think people would reject that option?
In addition, the government option would have a risk pool that extended across all 50 states! You don't think this would be far bigger than all the other risk pools?
My fault: I assumed everybody would understand these points. That's why I thought it was silly to worry about it.