Oops... apparently in my "edit" of my figures in the original post, I deleted more than I intended. The paragraph with the figures should have said:
First, "the pool." The private insurance pool is smaller than most people think. Assuming a population of 330 million: 40 million (for argument's sake) are uninsured; 108 million get medical care through Medicare/Medicaid; and an additional 8 million get care through the VA. So, the "insurance pool" is just about half of the population: 174 million.
A well reasoned argument is like a diamond: impervious to corruption and crystal clear - and infinitely rarer.

Here, as elsewhere, people are outraged at what feels like a rigged game -- an economy that won't respond, a democracy that won't listen, and a financial sector that holds all the cards. - Robert Reich