So what do you call it - Capitalism, or Socialism - if a person became wealthy as a result of using their time and money....
That right there is capitalism, plain and simple.
I'm afeared you boys are just skittering along on the surface of this thing. If a person looks the part that follows the quote above, you will see that a big chunk of the purpose of using that time and money is to improve the general welfare of all - some directly, more indirectly.
There have been lawsuits where shareholders in corporations have sued their boards of directors for pursuing objectives that were not strictly about increasing their capital. That is Capitalism at its most raw-bonedness. In our organizing documents it clearly states that the purpose of the company is to improve the triple-bottom-line - people, planet, and profit. So far, every single one of my investors has declared that their top interest in the company is climate change... second is community vitality and sustainability. There are about a dozen expected benefits and the last on everyone's list is making money - in fact five of the six (so far) say they only hope to not lose their money.
I don't think this model fits in the box of Capitalism, or in the box of Socialism. That's why I claim a new box ... Americanism!
You never change things by fighting the existing reality. To change something, build a new model that makes the old model obsolete. R. Buckminster Fuller