I was wrong although student debt is mentioned as not dischargable except in the exclusion you mentioned.

One of the main problems with these student loans is that advantage is taken of 18/19 year old kids who have no idea what they are doing. Yesterday I saw a young girl, with a proud degree in, if I remember correctly, English, AND a two-hundred thousand dollar education loan. She is well and truly screwed, for the rest of her life! Then, again, perhaps not as its likely she couldn't even pay the interest.

I have always thought that student loans should only be used after consultation with somebody who understands what is going on.